Delving into my Past

Good morning fellow bloggers!


How are we all feeling? I’m particularly bright today…not a clue why, I just am…


So the other day my mum and I were watching this program called ‘Cooks to Market’. Now if you have an entrepreneurial streak in you and/or love cooking (or eating) then you’ll probably like it, check it out on demand. It’s about giving small/local business’ a chance to bring their ideas to a bigger market such as supermarkets like Tesco or Waitrose. There’s two teams, each have produced, tested and sometimes been selling their products for a while. They’re given £250 to produce said product and packaging to sell on a London market stall. Whoever makes the most profit wins and gets the chance to present in front of a panel of investors.

Why am I talking about this randomly?

When I was around 15/16 (5 years ago now) I started my own little project/business based around the confectionery market. I won’t say what it was in case anyone who knows me is reading this. Anyway I offered a range of things and I sold my products to local shops. However, when I started my GCSE’s I had to give it up so I could focus on my exams.

As soon as I started watching that program I was inspired to delve back into my past and bring my idea back to life with an modern touch. So working with my mum we have decided to do some testing and get the ball rolling. I always look for my next new idea. Even though it isn’t a completely fresh idea, I am working on, improving and adding new elements to ensure it’ll be the best it can be.

I can’t tell you how excited I am, I love the process of branding, product testing, market research etc. With a few other ventures I’m currently working on I’ve well and truly filled my boots to the brim. I’ll be giving subtle updates on my progress so you can potentially do the same.


 Moral: You can find inspiration anywhere, you just have to open your mind to the possibilities. 

Are You Up to Date?

Good morning fellow blogger!


I think I need to look back on some of my posts because my motivation is draining away from me this week!


I wanted to address something that I think is becoming a rarity in our working world and I’ve come across quite a few people who have either never had one, don’t know how to write one or haven’t updated theirs for years.

I’m talking about a CV (Curriculum Vitae). Now I cannot stress how important these are if you’re looking for a new job, have just completed or looking for some work experience or simply keeping a log of everything you’ve achieved. In my experience I went from having the most basic CV when I was 16 to having an in depth descriptive one covering all the skills I have acquired over my educational years.

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Why are they so important? 

For some companies, this is all they will look at when screening for a new job. Without any information about you how can they make a decision? Even if you are looking for temporary/part time work it is imperative you carry one of these under your belt. When I was trying to find some Christmas holiday work a few years ago, I printed off 20 odd CV’s, put them in envelopes with my name and the role title on them and literally went from place to place handing it in…(even if they weren’t looking or advertising jobs).

How can I make my CV stand out from the rest?

It depends what job role you’re going for. For example, in my industry (Architecture/Construction) it can sometimes be beneficial to include a page or a few examples of my work if I’m not also submitting a portfolio. Think about the role and see how you can get creative with it. For one of my placement interviews I printed off my CV and hand made a fancy envelope which I then waxed closed with a stamp. Something as simple as that can have a massive impact on your employer remembering you.

I have also found that one particular aspect of showing how rounded you are as a person is volunteer work. It’s always around, easy to get involved with and makes you feel good about yourself (as well as helping others). If you find yourself with a lot of spare time and think you could benefit from it then you should definitely look into this. Even if it’s only for a few weeks you can put it on the CV and boost your likeability.

Some people like to see and put a personal profile picture on their CV to add something extra and allow their employers to make a judgement before a potential meeting. I personally don’t do this because I would rather meet face to face than be judged by an image without a personality. However, that’s a personal preference.

What is a cover letter?

Some companies ask for a cover letter upon application. This is a brief letter containing a little bit of information about yourself, why you feel as though you’re right for the roll, what skills you possess and how you can benefit the company or they can benefit you. When it comes to writing one of these letters I would suggest visiting the company website and checking a few of their pages to find their ‘values’. This is a great thing to incorporate into your skills as it shows you would fit in with the business and have done your research….no one wants to hire someone who doesn’t care.


Anyway I hope that this has been an informative post for those who are looking to make a change and inspires those who need to keep on top of things to do so!


 Moral: Keeping on top of your CV is keeping on top of your life!

Facing Reality…it’s Never Too Late

Good morning fellow bloggers!


I’m back in my office seat today ready to not move for the next 8.5 hours (nothing else I’d rather do).


Are you in desperate need for a change, but feel stuck ?

If you believe you were destined for greater things and are crying out for a change then why don’t you go out there and do it? It’s scary right? Sometimes we need to get the back end of our hammer and lift out those nails that are holding us down tightly to the ground. There is absolutely NO reason that you shouldn’t have what you really want in life.

The reason I say this is because I feel somewhat lucky that I am in a position where I can choose, guide and plan my future so I don’t end up feeling like I’m stuck in a dark hole and can’t climb out. As you get older your elders start to share more with you because you have a better understanding of these things. I have found that most of what I get told now-a-days is how bored, stressed and fed up everyone is in their jobs, lives etc. I’m determined to never have to say these words when I reach my goals.

Do you think you’re too far into life to change something so drastic?

Obviously I don’t have the most life experience in the world, being 21 and all, but I genuinely believe that there is no set age for when you can start to turn your life around.

Say you’re a 50 year old guy, single, in a job you hate and enjoy the company of your 3 cats in a standard bedsit. For some this is ideal and I commend you, but if this sounds like a nightmare then there is NOTHING and NO ONE who can stop you from going for gold. Get on those internet dating sites (maybe go to the gym first if you need to), start looking for jobs who want to help you grow and you will strive within because you love it. It’s even as simple as updating your CV, put your skills down on paper because you are needed and wanted. Get on your feet for the first time in however many years! You CAN do it I promise!


 

Whenever I write as if I’m talking to everyone who has ever doubted themselves, I also motivate myself to want to be the best version of me! It just flows out of me like Niagara Falls and I end up coming out with things I didn’t even know I thought about.


 

Moral: Sometimes you need to take leap of faith and leave everything behind. It isn’t too late for you!

Leave Me A Link and I’ll Share Your Page!!

For all you new bloggers!

Dream Big, Dream Often

As most of my followers know I am big into helping other bloggers gain more exposure. My goal has been to grow a community of like-minded people and I am part way to my goal.  I am bringing back the open call to leave a link and I’ll share it for you!!

The basic rules are simple: leave me a link to your page.  I’m not sure it gets much simpler.  You can leave as many links as you want and I’ll cycle this post from day-to-day so more people can jump on board.  The link post I’ll create will publish on Mondays, Fridays and Saturdays.

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Questionable Happiness

Good morning fellow bloggers!


 

I’m going to address something I’ve seen since beginning my working placement within my office…questionable happiness.

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Although we’re only an architecture practice of 5 (including myself), I observe a vast scale of happiness across the team. From being completely content with doing minimal work for the most money, to doing the most work and earning the most money for others. There’s 2 females in the company, an associate who is 34 years old and me, the student who is 21 years old. Despite being 13 years apart, we kind of just clicked and talk about everything (when the bosses aren’t around) which is great because it’s like having someone in a higher position kind of on your side.

 


The bottom end of the spectrum:

So I feel that my older work friend is actually at the bottom of the food chain, despite having the title of ‘Associate’. Why? Well, she gets given the majority of the work because shes highly skilled which is stressful when clients always want their project to be priority. She only works three days a week because she has a young boy that in turn means she has limited time to do her work and see her son putting more pressure on time scales. And to top it off shes only earning a little bit more than me although she is on three days a week which balances that out. However, would you be happy earning the same as a student after ten years of loyalty and growth in a company you earn hundreds of thousands for? Can you relate?

The ‘Top’ end of the spectrum:

Now, I highlight the word ‘top’ for a reason. I only see this person as ‘top’ of the chain because they feel like they have control over everything. This is one of the partners within the practice. He does hardly any work, always talks about money and the value of things, talks about his ‘expensive’ watch and car (which he doesn’t even own, lol). Am I impressed? HELL NO! One of my pet peeves is people talking about monetary value of things…inherited from my dad. To be honest, I’d be happy sitting there all day, going out on jollies when I fancied and earning 50/60K. BUT…when the student is doing more work than the boss, then something is a bit unbalanced here. Once in a while I walk past his office and what do I see on his screen? I should be seeing lovely architectural drawings, but no I see Candy Crush or Facebook. Nothing is more infuriating when you’re busting a gut for their benefit! Can you relate?


 

How can we deal with this hierarchy?

I mean…there’s not much you can do, they’re your boss and you’re just an employee. However, what we can do is question ourselves…are we really happy in this roll? If you’re not then why waste anymore time? This is YOUR life, you don’t need to be sitting in the dirt while your boss sits on a platinum throne. There’s plenty of companies that are respectful and offer equal chances for their employees.

Since starting here I have been planning my life out a little bit (refer to my other posts you might want to do the same) . I always say to myself that WHEN I’m the boss of my multi successful businesses, each one will have a team working environment and will actually strive to make work fun. From experience I feel that I need to make this happen…Happy employees…Happy company…Happy life.


 

Moral : Question yourself and question your choices, but most importantly question your happiness! 

Update on your life

Good morning fellow bloggers!


 

I hope everyone has stayed on track with their new years resolutions. I actually have managed to for once which is new to me. It’s a nice change to feel like I’ve actually achieved something this year simply by sticking to a new regime.

Anyway…I want to revert back to some of my previous posts about the all important note book where we have written our goals and ideas for future success. Why is it so important to regularly update this? Well if you don’t feel the need to update your goals and aspirations then you’ve not been thinking enough about yourself and what you want. It’s okay to be a bit selfish sometimes! I find that by constantly adding either a new goal or even another sentence onto one of my project ideas will help bring me a tiny step closer to reaching them. It’s all about finding what motivates you. The reason I choose to put a long list of goals in the back of my pretty little note book is so that I don’t disappoint myself.

Has anyone else read my note book? No they haven’t, I treat it like a diary of my future. I want to keep on top of myself without anyone else asking if I’ve completed any of them yet. No one needs that extra pressure. I feel that if you do achieve one of your many goals then it can not only benefit you, but benefit those around you in an indirect way. For example, I will share one of my goals that involves others…I would love to be able to buy my parents a holiday. This not only makes me feel good about giving something to the people who raised me, but they have been wanting a break away for a while. What else could make you feel warm inside like that? This is what you need to think about.

Go to your note book and treat it like your life planner. Follow your goals, and help yourself achieve success…I believe in you!


 

Moral: Be a bit selfish to become a bit selfless!

Hurdles

Good morning fellow bloggers!


 

So, last week I came across something that has an impact on one of my future, bigger goals. Not an ideal situation, but I’ve had to think how I’m going to get around it.


 

What happened?

Well, as stated in a previous blog, I aspire to be a property developer and landlord. I may be a little late to the game and this new rule, but I could be affected when the time comes.

A new legislation is being phased in, beginning mid 2017 (had no idea I wanted to do this at that point so I’ll let myself off). This is all about tax relief (riveting subject I know), but if this is something you have considered too then listen up. Currently, landlords can claim back 75% of their mortgage tax through their rent. By 2021 landlords will not be able to benefit from any tax relief meaning they could be making a loss. Doesn’t make sense? Let me put it like this:

Imagine you have bought a house in 2021. Your annual turnover (money before costs) is 60K, your annual mortgage repayments of 10K and another 8K allowance for other costs. So at the moment to calculate your taxable income you would do:

60,000-10,000-8,000 = 42,000 (this is your final taxable income with 11,500 tax free)

With 75% tax relief, you receive 7,500 back.

Therefore, 49,500 – 11,500 = 38,000 (this is how much you will be taxed on)

In 2021 you would do:

60,000-8,000 = 52,000 (this is your new final taxable income with 11,500 tax free)

Therefore, 52,000 – 11,500 = 40,500 (this is how much you’ll be taxed on)

So, it looks like you’re making more money right? However, the more money you make, the more taxable income you have to be taken. For landlords who have multiple houses and may end up earning more than before will have to pay more than 20% tax. Not only does this mean more tax, but if you have an outstanding student loan or any type of loan, you will have to pay more because you are earning more, even though you haven’t upped your prices.

All things considered, this may only affect a small percentage of landlords, but will mean that the affected can end up making a loss (something none of us want).


 

Consequences for people who rent (in my opinion):

  • Landlords may push up their prices meaning people who rent cannot afford to any longer.
  • If people cannot afford to rent or buy a house then what other option is there? (homelessness?)
  • If people who rent cannot afford to anymore, houses will be put on the market which is a more expensive option leaving less properties to rent.

Consequences for landlords (in my opinion):

  • Landlords can get stuck if they end up making a loss across multiple houses possibly resulting in something worse (bankruptcy).
  • Pushing rental prices up could mean people will not be willing to pay lowering demand.

 

How do we get round this?

For landlords this can be simple, put prices up as I stated above, but with high risk. Some other options that require a bit more time could be to either sell up, or apply to become a LTD company (I don’t know much about this, but would like to find out). As for people who rent, it’s all about location, the more popular and upcoming an area is, the higher the rent prices will be. To avoid that I believe the safest way to do so is to relocate to an affordable area and generate some savings for a house deposit. Even though I want to become a landlord I wouldn’t advise young working people to rent because It’s dead money. If you’ve bought a house this can generate more money because property is one of the safest growing investments you can make.

How am I going to go about my dream?

I do research on this everyday. I’m so passionate about it and I WILL make it a reality. It’s important to consider location. Go for something small, affordable and up and coming (too good to be true?), trust me it exists. Decide what your audience is, students, working professionals, families, etc. This also affects your location, you decide which comes first. Look at other houses in the area for growth in prices and look at houses you would consider buying (whether it’s a forever home, or a doer upper). Do you see how you could improve the property? How much would it cost? Is it worth it? Can you afford it?


 

Sorry for the long post I just had to put it out there. I may have got some of my facts or figures wrong, but I’ve tried to educate as best I can, please correct me if I’m wrong. Also I think it shows how much I really want my dream and how things are possible for everyone from all angles so don’t give up.


 

Moral: We will hit bumps in the road on our journey to success, but we can always go round, go over and climb them…there is a way!

Signed…Anonymous

Good morning fellow bloggers!


 

I don’t know if anyone has noticed, but I don’t actually use my real name on here…(everyone definitely noticed).

Why have I chosen to be hidden?

  • First of all, I don’t want anyone I know to know too much about me or to know that what I’ve written is actually about me and what I’ve experienced.
  • Secondly, I find it a lot more exciting being able to express myself so openly without the feeling of being judged.
  • Lastly, I feel like Batman with a mask on giving me the confidence to fight bad guys and stuff…(it’s a legit reason).

Have I hidden it from everyone?

Yes pretty much, the only person who knows I have a blog is my boyfriend, but I refuse to tell him my name or let him read any of my posts…(as much as he begs to read about me). I don’t know why, I just like having something a little more personal to myself y’know. Even my family don’t have a clue! I think it’s the best way for me to do this.

The only way someone who may know me would figure out this was me is if they look at some of the imagery I have used in my posts. Or if you know me inside out and read all my posts you’ll know, but I doubt that.

Why is it a positive thing?

I think we can all agree it’s a lot easier to communicate with people we wouldn’t have a chance to without blogging with the persona we express…and it’s quite character building in my opinion.

I don’t particularly lack confidence, but I have met many people who have struggled with their self esteem and self expression when I was a tutor for younger people. This is quite sad to see and I wish that I had discovered word press blogging earlier to share it as a way for people that do find it tough to open up and somewhat self medicate…(breathe after that long sentence).

Why should we all recommend blogging?

Since starting my blog I have recommended it to a few people, one person being my mum. She has recently retired (party poppers go off), and I think it would be good for her to have this little pass time that takes up an hour or so of your day. It is something interesting to have as part of your routine which a lot of us lack. May I also mention keeping our minds active.

Blogging allows you to find like minded people who share the same interests as you and find things that you may not have discovered before and find very engaging to read.

I personally look forward to seeing where blogging can take me and hopefully come across many more lovely bloggers to add to the ones I already have!


 

Moral: It’s okay to be yourself, it’s okay to be who you want to be as long as you stay true you’re golden!

Responsibilities

Good morning fellow bloggers!


 

Throughout out lives we’re thrust into positions of responsibility. Whether it be small or big we have duties to others as we’re pushed up in the hierarchy of society!

From baby sitting your little brother, to making sure your assignments are submitted on time, you are trusted.

 


 

What roles of responsibility have I been faced in the last few years?

  • To start with, living away from home at university left me with the responsibility of looking after myself. Now, for an 18 year old that is some feat. However, adaptability was so important as well as confidence. When we’re put into a new situation if we are unable to adapt then unfortunately our chances are limited…a bit like evolution (loosely).
  • Not having your parents around to tell you to ‘do your homework’ can be tricky for some who need a bit more of a push or guidance. At university you do not have anyone on your case (maybe your tutors), but the whole new environment is supposed to treat us like adults and allow us to learn how to do pretty much everything ourselves. The best thing about it though….we get to do it alongside thousands of other people our age and most importantly, our friends.
  • Today I am given a huge responsibility. One that affects lives. Today I am trusted with drawing and constructing drawings for buildings. For someone who has limited experience it’s very scary to be honest. However, being thrown into the deep end and being in charge of my own job has been life changing and eye opening for me.

 

How did I adapt to a new living environment? Understanding that everyone would be nervous I put on a false sense of confidence and started mingling with my new flat mates to which we are still close to this day. Not everyone is so lucky when it comes to something like this, but putting yourself out there and meeting all sorts of new people is a huge life skill and part of a milestone in a young persons life. Whether that be an university, starting a new job, moving to a new area, it still applies.

How did I adapt my organisation skills? Well, I’m still a bit all over the place…but I’m trying okay. When it comes to assignments, you just sort of do it…I know that’s not very helpful, but it’s true. You chose to do this, so it’s up to you to get the grades you need for your future. Balancing work and social life was the hardest part for me. When you have so much free time obviously you’re meant to be studying, but it’s so tempting to just go to the pub for a few hours or go to your mates house next door to play Fifa. Finding that balance is key not only in university, but anything really. I feel like I’m nearly there and hopefully by the time I return I’ll be an even more well rounded adult (laughs internally).

How have I dealt with the responsibility in my job? To be honest, I’m still scared to make a mistake, but how else do we learn? Since being the head of my own building construction I have learnt so many new skills. I thought I was competent with simply speaking to people on the phone or by email, but when in this context you really have to know what you’re doing. At the beginning of my placement I felt like I couldn’t do it, I wasn’t going to be good enough. Now, I’m more confident than ever and cannot wait to push myself in the future!


 

Moral: You have to trust yourself before you can let others trust you!

 

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Ideas, Ideas, Ideas

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Happy Tuesday everyone! (not that there’s anything to be happy about on a Tuesday).

Anyway…today I’ve had another bright idea for my fancy notebook. On my way into work this morning  I was thinking how great it would be to show my kids in the future this notebook and see how much I have achieved between now and then, (hopefully a lot of it).

Why is it so important to write things down? Reflection…simple. If we aren’t able to look back at our goals and see what we need to improve or do to achieve them then how will we succeed? 

For me, my organisation skills were a bit scarce and I quite often would start something and quit half way through (anyone else?). I don’t actually know why, maybe I get bored easily, maybe these ideas weren’t meant to be or maybe I just wasn’t good enough at the time. However, since starting my work placement, I feel like I have acquired new life skills and technical skills within my job which is an achievement in itself. Before this year I hadn’t really thought about achieving anything outside of a 9-5 job. Before this year I had never looked at what my full potential could be if I really put in 100%. Most of all, before this year I have never owned a personal notebook. I treat this notebook like my phone (sad I know), but if I don’t then I’ll revert to my old ways and to me, that is key!

Moral: Always think about the future by thinking about the past.